Loan interest rates in effect from 1 July 2024.
Term, cash credit, vehicle, housing, gold, and other member loans.
| Sl. | Loan Details | Interest Rate | Rebate | Effective Rate |
|---|---|---|---|---|
| 1 | Housing Loans (New) / Four-wheeler loans | 13.00% | -3.00% | 10.00% |
| 2 | Gold Loans | 9.00% | - | 9.00% |
| 3 | Salary-based Loans | 15.00% | -3.00% | 12.00% |
| 4 | Secure Cash Credit / SSI / Mortgage / Term Loans | 14.00% | -3.00% | 11.00% |
| 5 | Two-wheeler / Old vehicles / Commercial / Agriculture / Building repairs | 15.00% | -3.00% | 12.00% |
| 6 | Unsecured loans / Cash Credit / Personal / Consumer durable | 16.00% | -3.00% | 13.00% |
